Mortgage for single parent / divorcedMany single mothers or divorced women think they won't be able to get a mortgage and therefore don't even try, or they approach the bank from a position of weakness and pay dearly for it. Everything stated in this article is true for both genders, but this time I chose to write… Read more »
Tight or not tight, that is the questionOne of the most common misconceptions concerns the relationship between the index and the interest rate. For example, many people believe that a non-indexed loan with an interest rate of 4% is equivalent to an indexed loan with a 3% interest rate if the index is 1%. Questions like the one below… Read more »
Notarized Power of AttorneyWhat is a notarized power of attorney and why is it needed when taking out a mortgage? Read more »
Solar panels – solar surfaces – why bother?עוד מילדות אני מתרגש לקראת חג הפסח. בקיבוץ בו גדלתי חגיגת הפסח התחלקה לשניים. אחר הצהריים קציר העומר – קציר ראשון של חיטה המבוצע כמו לפני מאות שנים עם חרמשים. לעת ערב סדר פסח. כשהייתי… Read more »
Here are some good things about Transportation Minister Yisrael Katz:* **Infrastructure Development:** During his tenure, there has been significant investment and progress in infrastructure development, particularly in road and rail networks. This includes expanding highways, building new train lines, and improving public transportation accessibility. * **Yisrael Katz's role in the Netanyahu governments:** He has held the position of Minister of Transportation for extended periods across multiple Netanyahu-led governments, indicating a level of trust and continuity in his role. * **Focus on Public Transportation:** Katz has often emphasized the importance of public transportation and has overseen initiatives aimed at improving its efficiency and reach. * **Technological Advancements:** His ministry has been involved in introducing and promoting technological advancements in transportation, such as smart traffic systems and enhanced public transport apps.I know this won’t be one of my most popular articles. Human nature tends to focus more on the negative than on the positive. If a seller on eBay has 981 good reviews, many buyers will go straight to the 21 bad reviews. That’s… Read more »
Taking out a mortgage you can't afford: Don't lie to yourselfThe lies we tell ourselves are the ones that will crush us financially. Make financial decisions based on data and reasonable assumptions, not on stories. Read more »
Open letter to the Minister of Agriculture, Uri Ariel, regarding the intention to sell shrink-wrapped cucumbersOpen Letter to the Minister of Agriculture, Mr. Uri Ariel Read more »
Financial education is not a shopping listעל משחק מונופול כדרך לחינוך כלכלי לבת שלי. תובנות מהמנופול Read more »
Affidavit of Siblings for Downloadעל תצהיר אחים שאותו יש להביא לבנק כחלק מתהליך קבלת הלוואת זכאות Read more »
Balance Reportדו"ח יתרות הוא דו"ח אשר מציג את היתרות שיש לנו בכל אחד מאפיקי החיסכון, ההשקעה והאשראי של הבנק. בדו"ח זה אפשר לראות כמה כסף יש לנו בעו"ש, בפקדונות, בניירות ערך, בהלוואות וכו'. אין מה להילחץ… Read more »
Tax Authority Form - Reporting for Property TaxWhat is a Capital Gains Tax Clearance Certificate? Read more »
האם להחליף מכונית?לקוחה שלחה לי הודעה עם שאלה- האם הגיע הזמן להחליף מכונית? כדי שכולם יוכלו לראות את השאלה והתשובה העברתי אותה לכאן. אני מזמין כל אחד ואחת אחרים לשאול שאלות כלכליות מעניינות ואענה. המיקרופון ל- ע'… Read more »
אישור עקרוני למשכנתהמהו אישור עקרוני למשכנתה ומה חשיבותו? מתי אישור זה יחסוך לכם מאות אלפי שקלים? Read more »
Mortgage Refinancing Guide: What It Is, When to Refinance, and How to Do ItSteps for Mortgage Refinancing Before diving into what mortgage refinancing is and detailing each step, here are the steps you need to take to refinance your mortgage: Decision to conduct a check. Whether it's worthwhile to refinance. It is recommended to perform this check once every two to three years. Read more »
Things I learned in Athens about interest and timeAthens is a very exciting city in my opinion. Jerusalem is the city where I see the symbol of the traditional side of our lives. Athens is where our Western way of life was established. It's no coincidence that the Greek letter sigma symbolizes "total" in mathematics,... Read more »
שומת מס הכנסה – הצהרת רואה חשבוןשומת מס הכנסה והקשר שלה למשכנתה של עצמאים. מה צריך לעשות עצמאי כדי לקבל משכנתה? Read more »
Mortgage RequirementsConditions for obtaining a mortgage in terms of borrowers, income, and the property. Check when certain actions are mandatory before signing the purchase agreement to avoid breaching the apartment purchase contract. Read more »
The Shadow and Your City – A Festive Article for SukkotThe sukkah as a creator of shade in the desert, connected in my mind to a debate a few weeks ago that has since passed, and will likely return again with the municipal elections and then be forgotten. Do you remember the debate about Yehudit Bridge in Tel Aviv? A pedestrian bridge that is supposed to... Read more »
An Open Letter to Minister Eli Cohen Regarding 90% Mortgage Financingבדרך כלל אני משתדל לכתוב על דברים עקרוניים ולא אל פוליטיקאים באופן אישי. הודעתו של השר אלי כהן בעניין משכנתה תשעים אחוז מימון תהיה יוצאת דופן ואני מקווה שיוצאת דופן יחידה. בהתחלה פתרתי את ההודעה… Read more »
Mortgage Plan 90% FinancingOn the Treasury's proposal for a mortgage with ninety percent financing. Why will it harm young couples it was supposed to help Read more »
Greetings from the past to the new yearOn Ben-Gurion, solar panels, and a simple way to earn additional significant income. Read more »