Question from the audience – sentiments or money and health?It's sad to hear you have to deal with things like this from people who were supposed to be a sort of father figure. Nevertheless, what I wouldn't do is try to force myself into a place where I'm not wanted. Right now, you have... Read more »
Where to learn to be independent – managing a businessWhat do you need to learn to be a successful business owner Read more »
Will you have a son or a daughter?The page below is a fruit of thousands of years of Chinese tradition and is capable of predicting the sex of a fetus many days before modern medicine can. In the first trimester of pregnancy, when the sex organs are not yet visible on an ultrasound, many parents... Read more »
What is an economist?I once asked in our Facebook group, "Growing Financially Together," who knows what an economist does? I received many answers. A large portion of the answers revolved around statements like "money counter" or things less pleasant to read, especially if you are... Read more »
7 Lessons from the Collapse of American BanksAfter Silicon Valley Bank and another bank collapsed, and a third bank is in potential collapse, we can already learn a few things about economics, banking, and life, which is, of course, the most important lesson. In this article, I've written seven lessons that I believe can be learned from the collapse... Read more »
Mortgage in the Arab sectorThe Arab sector differs from the Jewish sector in many aspects, even if we only look at real estate, buying an apartment, banks, and mortgages. I took advantage of the Israel Association of Housing Finance Consultants (Mortgage Consultants) conference in Eilat to sit down for a conversation with Amir Sarf from Hurfeish about mortgages… Read more »
Four Insights from the 2023 Eilat Mortgage Advisors ConferenceInsights from the 2023 Eilat Conference of the Mortgage Consultants Association Read more »
Life is where you get educated.I have already written several times about the need for parents to instill financial education in their children. That it is not right to rely on school and even more importantly, if you are 30 or you are fifty and still complaining about what... Read more »
Self-Build Diary of a Private House – Part II'In Part I of the self-building trilogy, I wrote about the planning stage. If you haven't read Part I, I recommend doing so now. We're now moving on to Part II of the project – preparations for building. We ended the previous part… Read more »
In Israel, people pay a lot of taxes, is that true?Special article for November 29th. Every article or post I write is agreed upon by some people and naturally disagreed upon by others. There is one type of post that I occasionally publish on social media that gains... Read more »
Mortgage for the severely disabledPrefer to hear and see? At the bottom of this article, you can see the video version. One of the things to do before taking out a mortgage is life insurance and home insurance – mortgage insurance. Life insurance ensures that if one of the spouses passes away… Read more »
Letter of IntentLetter of intent used as evidence of the bank's intention to close the mortgage if a specified sum of money is received Read more »
What am I thinking about when I think about runningAt the end of October, there was a night race in Tel Aviv that takes place every year over ten kilometers. I registered for the race about six months ago, after much deliberation, because ten kilometers seemed beyond my capabilities. In the end... Read more »
Reverse mortgageA reverse mortgage is a mortgage that adults who already own a home can take out. This mortgage is called reverse because it functions in the opposite way to a regular mortgage. Further in the full article and for those who prefer video: Table of Contents Who is a reverse mortgage suitable for? Who provides a mortgage… Read more »
How does the bank assess how much we earn per month?As part of checking your ability to repay a mortgage, the bank verifies your monthly income. Various rumors circulate online about how the bank examines income and the bank's attitude towards income in terms of mortgage repayment. In this article, I will clarify this issue. Read more »
Clients that the bank likes to give mortgages toOne way to get a good mortgage from the bank is to be a good customer: a customer the bank perceives as "low-risk" and therefore can be confident will repay the loan. But what makes a customer a good borrower? Read more »
Should I buy an apartment now?Many people ask me if it's advisable to buy an apartment now. In this article, I have tried to provide a clear answer | on forecasts, forecasters, media, and making economic decisions Read more »
Credit Data Law – Credit RatingA few years ago, the Credit Data Law stipulated that the Bank of Israel would collect data on the economic activity of Israeli citizens who did not refuse. Within the framework of this law, it was determined that large businesses, such as banks and insurance companies, would provide data to the Bank of Israel… Read more »
Not just a mortgage: How to finance buying an apartment?It's possible to finance a home purchase in various ways, and a mortgage is just one of them. Here are additional ways to finance at least part of a home purchase. Read more »
The operation was successful and citizens are paying dearly: economic plans that do not lower housing pricesThe war on real estate investors is driving up housing prices and the cost of living. Rent control or public housing will not improve the situation. How can we deal with rising housing and rent prices? A review of various economic plans in Israel and around the world – and their implications. Read more »