Head » Eligibility calculatorEligibility loan Here is a loan (mortgage) provided by the Housing Ministry on preferential terms for first-time homebuyers who meet the minimum score eligible for this loan. Below is a calculator that will allow you to check if you are eligible to receive this loan. The decision whether to use the eligibility track, which is always available at a fixed rate indexed to the cost of living, should be made after considering all the advantages and disadvantages of this track.