Category: Investments

AI review of the article (Alon, no more excuses now 🙂) One autumn day, I was running around a harvested cotton field, and the field began to be plowed: on the right, the part that had already been harvested and the bushes removed, and on the left, the plowing had already been done as the first step in preparing...

On investing in stocks, etc.'

In 2023, it was determined for the first time that anyone who rents out an apartment for an amount that requires tax payment and simultaneously rents an apartment will be able to offset the rent they receive with the rent they pay, thereby saving significant tax payments at times. It is very important, for example...

The new Bank of Israel directive regarding mortgage on an existing dwelling

Beware of financial scams. Here are some signs that an "investment" is not worth approaching, and what to do before you invest.

Why put aside and save from today for the future, and do those who choose to live at a lower standard of living and invest regularly really live ascetically, or are they actually spending more?

Do you treat money like poison? If so, you won't have much of it.

How is toothpaste related to managing our bank account? Enter this article and see.

Should you invest in oil, and what should you do at all before making any financial investment? In this article, I will review the different options for investing in oil and why even if the price goes up tenfold, you are not guaranteed to profit.

How to make your first investment in the stock market? How to invest in the stock exchange and what is the only security you need in my opinion.

On Ben-Gurion, solar panels, and a simple way to earn additional significant income.

I've already shared my opinion on the "Savings Plan for Every Child," the plan that taxes you today and returns it to your child in 18 years. In that article, I also wrote about choosing a savings plan for every child. Today, I was driving and I heard...

The Treasury and National Insurance's savings program for every child: How to choose a savings track and savings plan, and what can be done to ensure your children receive the highest possible amount?

Throughout the week, I receive many questions regarding mortgages and other financial matters. Some of these questions trigger thoughts, and some even turn into articles, such as this one. This time, the question was: We live in our apartment without a mortgage. My wife is buying every…

The main goal of the website is to improve your financial well-being. One of a family's biggest expenses is housing, and I specialize in assisting with real estate decisions – mortgages, etc. However, there are sometimes other very important issues that I…

You have capital to purchase an apartment. How do you maximize it? Is it better to buy one apartment for investment or two apartments with a mortgage? One expensive apartment or two cheaper apartments? All the answers in the article.

Advice from bankers, or rather from sellers of banking products, regarding financial management enslaves us and brings us down. Read here why a "child" savings plan is not good for you

This week, the Treasury published two decisions that will allow you to save a lot of money. Both decisions concern previously published campaigns that, unfortunately, did not receive a public response despite their advantages: 1. A campaign to refinance eligibility mortgages for eligibility loans…

What about buying an investment apartment in Carmi Gat? There are flaws in the decision-making of people who want to invest but don't want to be investors. Let's talk about them.

According to an article published in The Marker newspaper, the Australian government plans to raise the retirement age to 70. This would make Australia the first country to raise the retirement age to 70. I have written many times that in my opinion, also...

The contractor, the bank, and friends are encouraging us to make advance payments to the contractor to avoid paying the construction cost index. Is it really worthwhile financially to make advance payments to the contractor? This article clarifies things and presents a different answer than the usual one.

Huh? What's the connection between Hebrew and economics? Well, if we think about it a little, we'll understand there is a connection. Our mother tongue expresses our way of thinking about things. In Hebrew, there is one word, "snow," for everything that falls from the sky…

Which tenant would you prefer in your apartment? One who argues with you over every clause when signing the lease, or one who skims it, mutters "standard contract..." and signs. The biggest fear of landlords is a tenant who doesn't pay rent. A system...

 In October 2012, the Bank of Israel dropped a "bomb" on the mortgage world. Hoping to reduce demand for apartments and consequently apartment prices, the Bank of Israel imposed restrictions on taking out mortgages. The details of the restrictions can be read in the article I wrote about...

The most important thing about an investment apartment is the return you can get from it. How to calculate the return from an investment apartment and from real estate investment? And what about the common mistake in calculating the return from an investment apartment?

During my lectures, I speak extensively about the possibility for everyone to ensure their family's financial security through real estate investment. The model we promote is investing a workplace savings fund to purchase one apartment every six years. This means, with…

In the last lecture I gave on real estate investing, one participant raised his hand and asked: "I invested in an apartment a few years ago. Its price has risen significantly and I can now sell it, pay off the mortgage, and be left with 100,000 NIS. Should I..."