המנעו מחיכוכים בעת רכישת דירה יד שניה

When purchasing a second-hand apartment, you are making a very expensive deal with someone who is often also inexperienced, and both of you are under great anxiety and stress. Many times the seller is selling the apartment due to some financial pressure or because they have already purchased another apartment and must pay by a certain date. 

This is in contrast to purchasing an apartment from a contractor, where the seller is experienced.

The situation where two parties make a very large deal, and in a complex system of pressures, can cause unnecessary friction which will worsen the situation for both parties to the deal.

How to avoid friction when buying a used apartment

To avoid unnecessary friction, we can do a number of simple things: 

• Hire a lawyer who naturally instills calm and confidence. 
• To know in advance what things you cannot give up and the reasons for your inability to give them up. Try to narrow this list down to a minimum. 
• Usually, one of the main sources of stress is the mortgage and its associated tasks: the appraiser, the registrar of deeds, Insurance And so on. Plan a schedule in advance that will allow you to get the mortgage without stress. Share your timeline plans with the sellers to ensure it suits them as well. If the apartment being purchased is also mortgaged, the entire process must be carried out in cooperation with the sellers. Complete each of the tasks on time. Several tasks can be performed concurrently. 
• Separate the main issue from the secondary ones. Often, sellers, for their own reasons, want to change a technical detail or another in the deal after signing the contract. If it is not significant to you, let it go. 
• Be assertive when necessary. If you feel that the sellers are not taking you seriously and may impact your purchase and mortgage process, be assertive. For example: In an apartment I once bought, there was a scheduled date for the start of renovations, and afterward, a tenant was already waiting for the apartment. The seller delayed the handover of the apartment for two days, and on the third day, when she could have handed over the apartment, she told me she was "tired and we'll talk tomorrow." At this point, I told her that if she was tired, she could go to sleep, but I reminded her that for every day of delay in handing over the apartment, she had to pay 800 NIS. The tiredness vanished, and at nine in the evening, I received the key to the apartment. 

I would be happy to hear your opinion on this article. Please leave a comment or question below.

By the way, despite potential friction, I tend to prefer purchasing a second-hand apartment over buying a first-hand apartment from a contractor., Because in such an apartment there are other hidden costs., And the apartment you receive will be much less predictable and known in advance.