When requesting a mortgage refinance, the bank first asks for a two-year mortgage activity report.This report is called slightly differently at each bank, which can be confusing. However, the essence of the report is to present all payment activity from the last two years. The bank wants to see approximately 24 equal payments. This means that the mortgage was paid regularly each month without payment issues. If there was any early repayment during these two years, that obviously does not pose a problem.The report looks like this (for one of my mortgages):